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“Church Discipline: Its Effect Upon Fellowship of Saints”

As we “edify in love” (Eph. 4:16), or “teach and admonish” in singing, or study, pray, and sacrifice together; we are assisting one another to be faithful to the Lord. We have need of one another (1 Cor. 12:14-f), and the more we recognize and supply that need, the closer will be our fellowship, the more effective our day by day “discipline by example.” Our spiritual brothers must become our peers, whose approval or disapproval mean the most to us. This is the sort of communion that gives meaning to the various scriptures on corrective discipline, and without which they lose their effectiveness. Disfellowship HAS meaning only to the extent that fellowship HAD meaning to us. Would you rather your social companions go to hell

4 Principles for Successfully Selling Insurance in the Branch

Will new regulation lead to the demise of “totally free checking?”  Most executives think so. As banks focus on re-pricing their portfolio of checking products, many will miss the opportunity to generate non-traditional fee income.  In particular, bancassurance provides a unique opportunity to capitalize on customer risk adversity while increasing fee-based product sales in the branch. Retail banks have struggled for years to sell insurance, failing to gain customer share of mind and equip staff to recognize opportunities.  In partnership with the Insurance Advisory Board, the Council has identified four common principles for successfully selling insurance in the branch: Get the timing right:  The window of time in which customers are open to purchasing insurance is brief, so link insurance cross-sales to a primary asset

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Finance Updates

Play free blackjack on Bing

There are a lot of good ways to play the great game of blackjack. You can visit a brick and mortar casino, pick a table and start playing. You can log onto your computer, join an online casino and begin playing. You can play at a mobile casino using your cell phone. You can get out a deck of cards and play against your friends. Social networking sites like Facebook have apps that let you play. There is one way of playing that is entirely new to me, though: Bing. Most people know of Bing as the search engine that is trying so hard to replace Google. Most of us want it to succeed, because Google is somewhat evil, but the problem with Bing is that, for the most part, it sucks. There is one cool new feature, though. Now you can play free online blackjack directly in the search engine. To try it out, all you have to do is go to Bing.com and enter the term “blackjack” in the search box. You will find a couple paid ads and a lot of results for casinos and blackjack-related websites. One surprising result, though, is one that just says blackjack and has a picture of the card game. Next to it is a button that says “Play Now.” Above the button is a brief introduction

Receiving The Best Sports Betting Options Online

When you’re betting sports online it only makes since to do your research when it comes to bonuses. Possibly you’re new to betting or maybe your veteran no matter which category fits you this article should direct you in the right direction when it comes to promotions offered from sportsbooks. Did you know some quality betting sites offer free bets and huge signup bonuses? Yes they do however before you get all excited you need to use some caution before using such promotions. So you might ask, what’s the catch? Well sometimes that catch is high rollover restrictions and at even times rogue companies! If you get stuck in one of them betting operations your chances of cashing out your hard earned winnings is little and you might as well consider your money gone. Some of the best ways to stop rogue sportsbooks is to read the sports betting news websites. They usually offer breaking news and Judi Bola promotions offered from the top sports betting companies. They offer up to date gambling news on a regular basis and is important not just to know but to also insure your money is safe. Sportsbooks come and go online because they don’t have licenses or because they are hard to prosecute against. They will keep you up to date and is a must have for any

Las Vegas Casino Review

Introduction to Las Vegas USA: One of the biggest and brightest online casinos is LasVegas USA. They have been in business since 2002, and are regarded as being one of the most popular casinos. They are owned by the Main Street group who run Sun Palace casino, Vegas casino and Slots Plus casino. As the name suggests this a flashily presented casino, with a slightly over the top splattering of Vegas design and culture. This does not detract from the main aim of the casino which is to provide an entertaining venue for you to play. The casino is licensed in Costa Rica, and all its games are audited to ensure that they are fair and payout to customers. Software Offered: This casino, like many others uses the software provided by Real Time Gaming (RTG). This enables them to provide you with up to date software, maximum security and fun gaming. You can access the casino through both your browser or the download. The download itself is a small file and will be loaded on your computer within a minute. It does not interfere with the running of your computer, has no spyware or annoying adverts. Las Vegas USA Games: An excellent advantage of Las Vegas USA is that they have tried to give the best selection of games, offering you variety and as many

Finance Updates

Vegas, Casinos Lose Their Luster: So Over It

What’s happening in Vegas? Luck appears to be running out as casinos file for bankruptcy and rack up losses. LAS VEGAS (TheStreet) –When the names of films featuring Las Vegas went from Swingers to The Hangover, it was a sign that gambling had lost some of its luster. The recession has chased those losses. Gambling regained its cachet in recent years as the bull market and housing boom filled the pockets of aspiring high rollers. Atlantic City, N.J., and even cities previously without slot machines started rolling the dice by adding casinos and video poker. Soon even amorous grandmothers were saying “What happens in Vegas stays in Vegas.” The roulette wheel has since been relegated to the realm of hard-core players and seniors on bus trips. Even if Viacom (VIA) – Get Report (VIA.B) and MTV took a gamble on another “Real World Las Vegas,” it wouldn’t be enough to save the former Sin City and other domestic gaming destinations from economic reality. “The problem is the economy — why wouldn’t it be?” says Michael Bluejay, editor of industry site VegasClick.com . “Unemployment is up, disposable income is down, and casinos are funded almost entirely from disposable income.” U.S. consumers spent $32.5 billion on casino pkv gambling last year, the lowest level in almost three years, according to the American Gaming Association. The public’s perception of


Why Online Sales Are Not Meeting Expectations

In 2007, The Council surveyed members on “what channels will best serve customers for purchasing products end-to-end?” for both 2007 (“today”, then) and in 5 years time (2012). Responses were unambiguous: a sharp decline in branch sales – from well over 80%, to just over 40% – and a sharp incline in on-line sales, from just under 10% to just short of 50%. Here we are in 2012 and it is clear these projections were wildly optimistic. But today the stakes are higher: banks that do not enable non-branch sales will miss crucial opportunities for cost reductions and brand differentiation. The question is – why have on-line sales failed to realize their potential? Banks continue to hope for a “return to normal” – Confronted with uncertainty, many institutions have fallen back on what they know – the branch, where they have most tried and tested experience selling – rather than try to build something new. Economic austerities inclined toward a less aggressive “run-the-bank” versus “change-the-bank” split, notwithstanding the potential cost savings associated with the latter. As sales growth flattened, increasing productivity in the branch appears a faster path to growth than improving the online sales experience. The branch is viewed as the home of customer relationships– Many senior executives remain unconvinced they can effectively manage relationships through non branch channels. Indeed, the Council’s data does suggest

Finance Updates

Using Social Media to Know Your Customers Better

Our data shows that customers that prefer to use technology for banking purposes are more likely to be younger and active on social media. They are less likely to visit a bank branch on a regular basis. One challenge many banks are facing is how to connect with these tech users and engage them outside of the branch. Bancolombia approaches this challenge through its use of social media to learn about the financial goals of its remote-channel customers.  In an effort to help customers feel more at ease with borrowing, Bancolombia devised a Facebook campaign encouraging consumers to share their dreams as they pertain to credit. The bank responded through a series of video messages on their YouTube channel unpacking the non-financial considerations required to make these dreams come true. Consumers were then invited to vote for their favorite dream, with the top 3 dreams receiving a final contribution. All other contributors were able to click through on embedded service links to discuss suitable credit products. Use this case to learn how to: Effectively demonstrate the human-side of the brand Better understand consumers needs and wants Drive sales leads to your established sales channels Access the Bancolombia case study here

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